A passenger involved in a car accident near Mount Vernon, Missouri in Lawrence County was unable to collect more than the $50,000 in base coverage for an auto accident as he was not in control of the auto as a passenger, and he was not the agent of the driver. The Court of Appeals for the Southern District of Missouri in Springfield, Missouri applied Missouri precedent in the ruling as far back as the 1950’s. Safe Auto Insurance v. Hazelwood, SD31928. As Missouri auto accident lawyers, we often have to interpret insurance policies like the one at issue in this case.
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